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SBA Coronavirus Small Business Financial Assistance Programs

For more complete information on these programs (and other assistance options), visit SBA’s Coronavirus (COVID-19): Small Business Guidance & Loan Resources page.

The following programs in the Coronavirus Aid, Relief, and Economic Security (CARES) Act, each administered by the U.S. Small Business Administration, are intended to assist business owners in overcoming the challenges brought by the COVID-19 pandemic.

Paycheck Protection Program

(in Chinese, here)
(in Korean, here)

How to Apply:

You can apply through any existing SBA 7(a) lender or through any federally insured depository institution, federally insured credit union, and Farm Credit System institution that is participating. Other regulated lenders will be available to make these loans once they are approved and enrolled in the program. You should consult with your local lender as to whether it is participating in the program.

Use this tool to find a nearby lender eligible to issue a loan under the Paycheck Protection Program:

Here’s the fillable PDF application.

The following entities affected by Coronavirus (COVID-19) may be eligible:

Under this program:

Click here to learn more:

Note especially the section titled “Loan Details and Forgiveness”.

(For additional information on this program, read SBA’s “Paycheck Protection Program Frequently Asked Questions”)

If you need help completing this application, contact the New York SBDC center nearest you.

Economic Injury Disaster Loan (EIDL)

On June 15, SBA will begin accepting new Economic Injury Disaster Loan (EIDL) applications from qualified small businesses and U.S. agricultural businesses.

Who should apply:

Who should NOT apply:

Begin the application process here:

If you need assistance with your EIDL application, make an appointment with a New York SBDC advisor.

SBA Debt Relief

The SBA Debt Relief program will provide a reprieve to small businesses as they overcome the challenges created by this health crisis.

Under this program:

SBA Express Bridge Loans

Click here to read SBA’s procedures applicable to the Express Bridge Loan Pilot Program

Express Bridge Loan Pilot Program allows small businesses who currently have a business relationship with an SBA Express Lender to access up to $25,000 quickly. If a small business has an urgent need for cash while waiting for decision and disbursement on an Economic Injury Disaster Loan, they may qualify for an SBA Express Disaster Bridge Loan.


Find an Express Bridge Loan Lender by connecting with your local SBA District Office.